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Croatia property glossary

When buying property in Croatia, you will come across many Croatian technical terms - in documents, in the land register and in the purchase contract. To help you keep track, we explain the most important terms clearly in English. Use the search to find a term quickly.

Agencijska provizijaAgency commission

The commission for the agent's services. In Croatia, a buyer's commission of 3 % plus VAT is usual.

Find out more: Additional costs when buying property
d.o.o.Limited liability company

Croatian limited company, comparable to the German GmbH. It is used, among other things, when a property is to be bought through a company or let to tourists.

Find out more: Setting up a d.o.o. in Croatia
Energetski certifikatEnergy performance certificate

Document showing the energy efficiency of a building. It is required for sales and lettings.

EtaziranjeDivision into separate units

Legal division of a building into individual units, each entered separately in the land register. This is how a flat, for example, becomes property in its own right.

Gradjevinska dozvolaBuilding permit

Official permit allowing a building to be constructed on a plot.

Gruntovnica / zemljisne knjigeLand register

Public register in which the ownership of a property and any encumbrances are entered with binding effect. The basis for a safe purchase.

Find out more: Property law in Croatia
Javni biljeznikNotary

In Croatia, the notary does not usually draw up the purchase contract, but certifies the signatures when the contract is signed.

Find out more: Property law in Croatia
j.d.o.o.Simple limited liability company

Variant of the d.o.o. with a much lower minimum share capital, intended for smaller businesses and start-ups.

Find out more: Setting up a d.o.o. in Croatia
KaparaDeposit / earnest money

Deposit paid when the preliminary contract is signed. Around 10 % of the purchase price is usual. It secures the purchase for both sides.

Find out more: How the property purchase works
KatastarCadastre

Official register of the location, size and use of plots of land. It supplements the land register and reflects the actual situation.

Komunalni doprinosMunicipal development contribution

One-off charge payable to the municipality, mainly for a new build or an extension.

KupacBuyer

The person or company buying the property.

Kupoprodajni ugovorPurchase contract

The actual contract for the purchase of the property, setting out the purchase price, the property and the terms.

Find out more: How the property purchase works
LegalizacijaLegalisation

Retrospective official approval of buildings or parts of buildings that were built without a permit. An important point to check when buying older properties.

Najam / turisticki najamRental / holiday letting

Letting a property. Holiday lets to tourists offer good income prospects on the Croatian coast.

Find out more: Letting property in Croatia
NekretninaProperty

General term for land and buildings.

OIBPersonal identification number

Tax identification number that every buyer in Croatia needs to buy property. It is easy to apply for.

Find out more: Applying for an OIB number
PDVValue added tax (VAT)

VAT in Croatia is 25 %. For certain new builds it is payable instead of real estate transfer tax.

Find out more: Additional costs when buying property
Porez na promet nekretninaReal estate transfer tax (RETT)

Real estate transfer tax is 3 % of the purchase price and is paid by the buyer when a private individual buys.

Find out more: Additional costs when buying property
Posjedovni listPossession sheet

Extract from the cadastre documenting the actual possession of a plot.

PredugovorPreliminary contract

Agreement that prepares the later main contract with binding effect. Often linked to payment of the kapara.

Find out more: How the property purchase works
PricuvaMaintenance reserve fund

Monthly reserve paid by the owners' association for repairs and upkeep of the common areas.

Find out more: Running costs of a property
ProdavateljSeller

The person or company selling the property.

Tabularna izjavaRegistration consent

Declaration by the seller allowing ownership to be transferred to the buyer in the land register.

Find out more: Property law in Croatia
Uporabna dozvolaUse permit

Confirms that a completed building may be used for its intended purpose.

Vlasnicki listLand register extract (ownership sheet)

Extract from the land register showing the ownership of a property and any encumbrances.

Find out more: Property law in Croatia
VlasnikOwner

The person or company entered in the land register as the owner of the property.

Zemljiste (gradjevinsko)Building land

Plot that may be built on under the zoning plan. The basis for building your own house.

This glossary is for guidance only and is no substitute for legal or tax advice. We will be happy to advise you personally on your specific case.

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